Property Histories: Why They Matter

About Me

Property Histories: Why They Matter

Fresh out of college, I found a home to buy. The place was just what I wanted and even had room to add on in the years to come. After buying the property and moving in, I found out there were some problems with the title to the property. The result is that I spent several thousand dollars in order to get the mess squared away. If I had consulted with one of the real estate attorneys in town first, the whole matter could have been avoided. Since that time, I've learned to never commit to a real estate deal without seeking legal help. For anyone who is considering the purchase of a property, let me tell you why past title transfers and deed information is so important. Once you learn more about my experience, the idea of seeing an attorney will make perfect sense.

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You Can Help Loved Ones Bypass Probate Court: Here's How

As someone who has worked to provide a stable home and good financial life for a family, getting older can cause you to worry. You may accept that you'll eventually pass away, but feel pressure to ensure that your family will be secure when that happens. You might worry that probate court awaits them, but here are a few of the ways you can help relatives bypass that court so that they can receive everything you want them to have when you are gone.

Handle Current Bills

Your reason for working on probate issues might be that you want to secure financial assets and property for family members. Because of that, however, you might not even think about current bills that could remain incompletely paid at the time time of your death. After that point, companies you owe cash to might begin probate action that could result in the seizure of certain belongings; instead of your spouse getting the house, for example, a creditor might battle them for it in court.

To lower those chances, do all you can right now to decrease outstanding debts. Make a plan with your family so that in the future they have an existing plan to settle any debts without being afraid that their inheritance will be taken.

Use Joint Ownership

If you have a property that you'll be giving to a child or another relative, it may go to probate if someone disagrees about what your wishes were regarding the home or commercial property. To bypass this problem completely, retain a real estate lawyer. They can draw up a joint ownership arrangement that permits you to continue as property owner while also transferring ownership to a person you select. That way, you don't lose anything while you're alive, but your relative won't have to field claims to the property once you're deceased.

Pay "On Death"

For any retirement or banking accounts, you may hope that certain relatives can bypass probate court and that the money in those accounts are directly given to beneficiaries. To make this easier, ask policy companies whether you can do a "pay on death" arrangement. That will likely mean some more paperwork for you to complete, but this can make a difference after you pass on.

These steps can allow everyone you love to bypass probate court after you pass away. Sit down with an experienced professionals or visit a site like so you can feel confident that your relatives will avoid future problems.